BLOG · UPDATED MONTHLY

The blog.

Research-backed posts on what Americans actually spend on subscriptions, which services are worth it, and the cheapest free alternatives. No personal-finance influencer fluff.

SHOPPING + STREAMING · JUNE 2026

Is Amazon Prime Worth It in 2026?

Prime costs $17.99/month once you add ad-free video — a 26% effective hike since January 2024. Here's who still gets their money's worth and who should cancel.

Read · 7 min

STREAMING VALUE CHECK · JUNE 2026

Is Apple TV+ Worth It in 2026?

$12.99/month for ~200 originals and an exclusive F1 deal. The smart move is to subscribe per season, not year-round. Here's the math on both approaches.

Read · 7 min

STREAMING VALUE CHECK · JUNE 2026

Is Hulu Worth It in 2026?

Hulu is merging into Disney+ by year's end. At $7.99/month it's still one of the better streaming deals — if you actually watch current-season network TV or FX originals.

Read · 7 min

GAMING SUBSCRIPTIONS · JUNE 2026

Is Xbox Game Pass Worth It in 2026?

Game Pass Ultimate dropped $7/month to $22.99. The Essential tier still doesn't include day-one first-party releases. Here's which tier is worth paying for and when to skip entirely.

Read · 7 min

SUBSCRIPTION AUDIT · MAY 2026

Every Subscription That Raised Prices in 2026

Netflix, Spotify, Disney+, PS Plus, Paramount+, Crunchyroll, Starz, AMC+, and more all raised prices this year. Full list with before/after prices and what to do about each one.

Read · 8 min

GAMING VALUE CHECK · MAY 2026

Is PlayStation Plus Worth It in 2026?

Sony raised prices May 20 and removed PS4 games from the Essential tier. Here's who should keep it, who should cancel, and why the annual plan is the only smart way to buy it.

Read · 7 min

STREAMING VALUE CHECK · MAY 2026

Is Disney Plus Worth It in 2026? Honest Review

Disney+ is now $18.99/month ad-free, a 172% increase from its $6.99 launch price. Here's who should keep it, who should cancel, and when the bundle actually makes sense.

Read · 7 min

SOFTWARE VALUE CHECK · MAY 2026

Is Microsoft 365 Worth It in 2026? Honest Review

$99.99/year for Personal. Commercial plans rising 20% on July 1. Here's who actually needs the full Office suite and who should switch to free alternatives before that deadline hits.

Read · 7 min

SECURITY VALUE CHECK

Is NordVPN Worth It in 2026? Honest Review

NordVPN costs $3.99–$12.99/month. Here's who actually needs it, who is wasting money on it, and the best free alternatives including Proton VPN free tier.

Read · 8 min

VALUE CHECK

Is YouTube Premium Worth It in 2026?

$13.99/month, or $0 with uBlock Origin on desktop. Here's the honest breakdown of who should pay and who can skip it entirely.

Read · 7 min

CANCEL GUIDE

How to Cancel Adobe Creative Cloud (And Save $600/Year)

Step-by-step cancellation guide, including how to avoid the 50% early termination fee and the best free tools to replace every Adobe app.

Read · 7 min

AI VALUE CHECK

Is Claude Pro Worth $20/Month in 2026?

Claude Pro vs. free Claude vs. ChatGPT Plus: at the same $20/month price point, here is exactly who should pay and who should stay on free.

Read · 8 min

AI VALUE CHECK

Is Midjourney Worth It in 2026?

Midjourney starts at $10/month with no free trial. Adobe Firefly, Leonardo.ai, and Ideogram are free and closing the quality gap fast. Here is the honest breakdown.

Read · 8 min

MUSIC VALUE CHECK

Is Spotify Worth It in 2026?

Spotify raised its price to $11.99/month. Free YouTube Music and SoundCloud cover 80% of what most people actually use. Here is when it is worth keeping.

Read · 7 min

FOUNDATION

How Much Does the Average American Spend on Subscriptions in 2026?

Multiple 2024–2025 surveys peg average American subscription spending between $219 and $273 a month, and it's still climbing. Here's the full breakdown by category, age, and income.

Read · 7 min

CANCEL THESE

10 Subscriptions Not Worth the Money in 2026

The services with the highest "waste share," meaning the highest percentage of paying users who barely use them. Plus the free or cheaper alternative for each.

Read · 9 min

FREE PICKS

Best Free Alternatives to Netflix in 2026

Tubi, Pluto TV, Freevee, library-card streaming, and a couple of services you probably forgot you already had. Tested in April 2026.

Read · 6 min

AI VALUE CHECK

Is ChatGPT Plus Worth $20/Month in 2026?

Honest 2026 answer: for most casual users, no. Free Claude, free Gemini, and free Perplexity collectively cover 90% of what Plus subscribers actually use.

Read · 8 min

MUSIC PICKS

Best Free Spotify Alternatives in 2026

YouTube Music free, Spotify Free, and the streaming bundles you may already have without realizing it.

Read · 6 min

ADOBE EXIT

Adobe Creative Cloud Alternatives in 2026: Free and One-Time-Purchase

Free Photopea, free Figma, free DaVinci Resolve, and one-time-purchase Affinity that pays for itself in 5 weeks.

Read · 8 min

VPN GUIDE

Best Free VPN in 2026: No Data Caps, No Logging, Audited Code

Proton VPN's unlimited free tier wins. Plus the free VPNs that sell your data, and when paid VPN is actually worth it.

Read · 6 min

HIDDEN BILLS

The Hidden Cost of Streaming Bundles in 2026

Apple One, Disney Bundle, T-Mobile and Verizon perks: when they save you money, and when they hide a subscription you don't need.

Read · 7 min

GYM MATH

The Real ROI of an Average American Gym Membership in 2026

Average attendance is 6.4 visits/month. The math, the seasonal pattern, and the home setups that beat the gym for less.

Read · 6 min

More posts published monthly. Curated for American readers, works for everyone.